Professional Liability Insurance

Whether your customer is an accountant, architect, or attorney, we leverage our unparalleled experience, strength in the marketplace, and prideful carrier relationships to help you protect your customer, their employees, and their business.

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Let PSR work with you to develop a customized professional liability risk management program for your customers.

Professional liability insurance can protect your customers and their businesses from claims of negligence related to a professional service. The world is facing unprecedented changes. Workers are more mobile and can work virtually from anywhere there is internet access. These changes require new ways to manage employees and risks. Serious risks can threaten your customer’s business and reputation if not handled properly. Our team consists of highly experienced risk analysts, brokers, and claim specialists – each with exceptional account experience in placing complex risks.

  • Accountants Professional Liability
  • Allied Health / Medical / Social Services Liability
  • Architects & Engineers Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Environment Liability
  • Errors & Omissions Liability
  • Financial Institution Professional Liability
  • Hacker Liability
  • Lawyers Professional Liability
  • Management Liability
  • Physicians & Surgeons Medical Malpractice Liability
  • Product Design Liability
  • Public Entity Liability
  • Real Estate / Title Agents Professional Liability
  • Technology E&O & Cyber Liability / Media Liability
  • Third Party Discrimination Liability

Accountants Professional Liability

  • Excess capacity
  • Hard to place
  • Non-admitted only

Allied Health / Medical / Social Services Liability

  • Adoption agency
  • Drug & alcohol rehabilitation centers
  • Midwives
  • $5,000 excess liability over underlying coverage including unsupported
  • CGL available
  • Defense in addition to the limits
  • Hired non-owned auto coverage
  • Occurrence form available
  • Punitive damages
  • Sublimit for abuse or molestation

Environmental / Architects & Engineers

  • Aggregate deductible available
  • First dollar defense
  • Mediation credit available
  • Punitive damages
  • Accounts with claims considered
  • Geotechnical & structural firms 
  • Worldwide coverage

Errors & Omissions Liability

  • Aggregate deductible
  • Bi-lateral ERP
  • CGL available on some classes
  • Contingent BI / PD available
  • Coverage for independent contractors
  • Personal injury coverage
  • Primary & excess available

Financial Institution Professional Liability

  • Banks
  • Business development companies
  • Distressed institutions
  • Insurance companies
  • Mutual funds

Lawyers Professional Liability

  • 100+ firms in all 50 states
  • All areas of practice
  • Arbitration / mediation coverage
  • Disciplinary coverage
  • Hard to place law firms 
  • Innocent partner coverage
  • Non-admitted and excess capacity coverages
  • Title agent / agency coverage available

Management Liability

  • Combined or standalone C&O, EPLI, Crime and fiduciary coverage
  • Excess capacity 
  • Independent directorships coverage
  • Non-profit, private, and public companies
  • Optional coverages with shared or separate limits for each coverage part – vary by market
  • Minimum premium $5,000
  • Per location aggregates and per project aggregates

Physicians & Surgeons Medical Malpractice

  • Combined professional / general liability policy with higher limits
  • Coverage on individuals or group basis
  • Defense outside the limit available
  • Shared and separate limits available for doctors and entity
  • Standalone entity coverage available

Public Entity Liability

  • Ambulance / EMT operations
  • General liability
  • Law enforcement liability
  • Public officials / employment practices
  • School leaders

Real Estate / Title Agents Professional Liability

  • Excess capacity
  • Mortgage brokers / bankers
  • Non-admitted
  • Property managers
  • Real estate agents
  • Title agents / escrow agents / closer / abstract agents

Technology E&O and Cyber Liability / Media Liability

  • Business interruption
  • Copyright / trademark infringement
  • Crisis management expenses
  • First and third pary coverage
  • Intellectual property
  • Malicious code
  • Network security privacy
  • Public relations coverage