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Insurance for Truckers

This product can be written as either monoline general liability or package and is designed to accommodate the coverage and pricing needs of a wide variety of trucking risks.


Ineligible Truckers

Please note we cannot offer coverage to the following:

  • Hauling of hazardous materials
  • Owns a pit, mine or quarry
  • Rents, leases or loans vehicles or equipment to others
  • Hauls garbage, debris or refuse to dumps
  • Appliance delivery or installation and residential and commercial movers
  • Involved with the warehousing of goods for others
  • Any mix-in-transit products, hot-mix asphalt, bulk sealant or bulk dry cement
  • Risks located in AL, LA or WV


Available Coverage for Truckers

  • Broad eligibility to include:
  • Truckers hauling a wide array of freight
  • Risks with up to 20 units
  • New ventures
  • Competitive pricing
  • Additional rate credits available based on favorable risk characteristics


Coverage Limits Available for Truckers

  • Property values up to $3,000,000 in protection classes 1-8, $1,000,000 in protection classes 9-10 and $500,000 in coastal zones (excluding wind and hail coverage)
  • General liability up to $1,000,000 occurrence/$2,000,000 aggregate
  • Excess general liability or umbrella up to $5,000,000

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Claim Example for Truckers

An 18 wheeler Semi-Truck sppeding on highway

Property Damage: A driver accidentally drops a wrench on a glass table while picking up tools causing $1,200 in property damage.

Bodily Injury: A driver accidentally leaves boxes/debris on the ground after delivering merchandise and someone else trips and falls over the items incurring $7,000 in medical bills and $750 in lost wages.

Property Damage: A driver accidentally delivers components into the wrong bin at a manufacturing business and leaves the premises. The manufacturer runs the components through the wrong machine and damages the line of products causing $2,700 in property damage.

Personal & Advertising Injury: A driver makes slanderous remarks to a store owner involving a product that he is delivering and the store owner stops buying the product from the manufacturer resulting in $2,100 in lost income.

Bodily Injury: A customer slip and falls at the insured’s premises, incurring $14,500 in medical bills and $1,000 in lost wages.

Please note –
You must be an appointed Peachtree Special Risk Brokers, LLC retailer to use these programs. Quotes obtained via these programs will only be bound IF you are previously appointed producer with a currently executed Producer Agreement with any Peachtree office.  |  Also, you must be properly licensed with the State in which the risk is located, with a copy of your State license on file with us.  |  Prior to Binding, you must confirm with your local Peachtree office to determine any and all applicable taxes and fees.  |  No coverage is bound until confirmed in writing from a Peachtree representative.  |  Please contact a Peachtree representative if needed for additional pricing considerations on any quote received using these programs or if your submission has been declined.  – Thank you! –