Property Insurance

Protection of your customers’ property assets is more than mitigating damages or disasters. It’s about protecting your customer’s future. PSR can provide unique solutions to help you meet your customers’ property needs and reduce their risk. Our team leads the industry in managing risk, and its related costs, for your customers ranging from small retail establishments to multinational corporations.

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Let PSR match you with resources based on your customers’ property objectives, industry, and risk profile.

Property insurance can protect against most risks to property, such as fire, theft, and some weather damage. The property risks that your customers face are growing. At PSR, we provide you with personalized service and exceptional capabilities to bring peace of mind to you and your customers. Through long-standing relationships with insurance carriers, our team of seasoned insurance professionals, and an innovative approach to transferring risk, PSR can provide comprehensive insurance solutions to help protect your customers’ property needs both today and as their business evolves.

  • Catastrophe-Driven Property
  • Deductible Buy Backs
    • AOP
    • Earthquake
    • Flood
    • Named Storm
    • Wind
  • Difference in Conditions
  • Earthquake / Earth Movement
  • Flood - all zones, primary and excess
  • General Property – all risks and basic perils
  • Layered and Ground Up Property Placements
  • Stand Alone Land Improvements / Outdoor Property Coverage
  • Stand Alone Ordinance or Law
  • Stand Alone Terrorism
  • Wind/Hail Only Coverage - Tier 1 and Tier 2
  • Wrap Coverages
    • Citizen’s Wraps
    • DIC Wraps
  • AIR and RMS modeling and data analytics
  • A.M. Best A rated or better carriers
  • Coverage form comparisons
  • Large capacity through both admitted and non-admitted markets
  • Manuscript form review and development
  • Minimum premium $5,000 – wind has a higher minimum in CAT counties / states
  • Aeronautical / Aviation
  • Agricultural Risks, Farms, & Greenhouses
  • Amusement Parks & Water Parks
  • Apartments
  • Assisted Living Communities
  • Bars / Nightclubs / Gentlemen’s Clubs
  • Bridges / Piers / Docks
  • Coastal and Non Coastal
  • Condominiums
  • Correctional Facilities
  • Country Clubs – including our exclusive Tee to Green program
  • Energy
  • Financial Institutions
  • Lender Placed & Real Estate Owned Portfolios
  • Habitational:
    • Condominiums
    • Condotels
    • Elderly Housing
    • Multi Use
    • Student Housing
    • Subsidized / Affordable / Government Housing
  • Healthcare:
    • Nursing Homes
  • High Value Homeowners
  • Hospitals
  • Hotel/Motel
  • Houses of Worship – churches, monasteries, mosques, etc.
  • Lessors Risk
  • Manufacturers / Technical Risks
  • Multi-State Programs
  • Municipalities
  • Offices
  • Public Entities
  • Real Estate
  • Restaurants
  • Retail
  • Retirement Communities
  • School Districts
  • Self-Storage / Cloud Storage Facilities
  • Vacant Buildings
  • Warehousing Facilities
  • Water & Wastewater Treatment Plants